The loan type you choose affects your down payment, monthly payment, credit requirements, and how long you'll pay mortgage insurance. Here's a straight comparison.
Loan types
Conventional, FHA, VA, USDA — which loan is right for you?
A side-by-side breakdown of every major loan program and who qualifies.
By Lighthouse Companies, LLC · Updated · 2 min readLighthouse provides educational information, not a personal loan quote, lending decision, or legal or financial advice. Verify the figures against your documents and ask your lender, servicer, or a qualified professional about your circumstances.