After you close, you will be sending your mortgage payment to a company that may or may not have been involved in giving you the loan. Understanding who these entities are — and what authority they have — is essential when something goes wrong.
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Your loan servicer and the investor behind your mortgage
The servicer takes your payment. The investor owns your loan. They are rarely the same company — and that matters when you need help.
By Lighthouse Companies, LLC · Updated · 3 min readLighthouse provides educational information, not a personal loan quote, lending decision, or legal or financial advice. Verify the figures against your documents and ask your lender, servicer, or a qualified professional about your circumstances.